What is Home Contents Insurance?

Covers your renovations, internal fixtures, moveable contents, valuables, and legal liabilities that arise due to the insured events.

What is Home Content Insurance?

Covers your renovations, internal fixtures, moveable contents, valuables, and legal liabilities that arise due to the insured events.

Is Home Contents Insurance necessary?

The Singapore Civil Defence Force (SCDF) reported an increase of 7.8% fire incidents in 2019 alone, with 1,168 cases occurring in residential premises*. Without any insurance, a house fire can be a financial burden for you.

Is home contents insurance necessary?

The Singapore Civil Defence Force (SCDF) reported an increase of 7.8% fire incidents in 2019 alone, with 1,168 cases occurring in residential premises*. Without any insurance, a house fire can be a financial burden for you.

Benefits and Coverage:

  • Coverage period up to One Year
  • Coverage amount up to S$130,000

Enjoy up to S$130,000 coverage for your home:

  • Up to S$20,000 on household content
  • Up to S$50,000 on renovations, fixtures, and fittings
  • Up to S$50,000 on personal legal liability
  • Up to S$10,000 on alternative accommodation expenses

Insure your home for free!

Insure your home for free! This is a limited-time offer, so get yours today!

Got a Question?

We answer some of the top questions we get asked the most.

What’s the difference between Fire Insurance and Home Contents Insurance?

• Fire insurance required by the HDB or the bank (with housing loans) covers only the structure, fixtures, and fittings that comprise part of the building.

• Home contents insurance covers your renovations, internal fixtures (e.g. air conditioning units), moveable contents (e.g. furniture and appliances), valuables, and legal liabilities that arise due to the insured events.

Under what circumstances can I make a claim using this free coverage?

The Perils that you can claim for include:
• Fire
• Flood
• Theft
• Earthquake and Lightning
• Explosion
• Bursting or overflowing of water pipes or household apparatus
• Vehicle impact
• Riot, strike, or civil commotion

How long is this plan valid for?

This is a one-year complimentary cover and is non-renewable. Therefore, you do not have to worry about incurring any fees or having to call for cancellation after 12 months.

Can I exchange it for cash instead?

No. This is a complimentary cover.

I have already bought the compulsory fire insurance from the Housing & Development Board (HDB)/bank. Is it the same?

Generally, Fire Insurance covers only the structure, fixtures, and fittings which comprise part of the building - only the structure of your home as it was built whereas a Home Contents Insurance provides coverage for household contents and renovations.

If I have an existing Home Contents Insurance plan, can I still apply for this?

No. You would only be able to claim under a single policy. In such cases, Aviva can offer you a free Personal Accident plan instead.

How do I sign up for this plan?

We would need your name and contact number so our Relationship Consultant can call you at your preferred time to complete an application.

Call 6886 9009 or email [email protected] to sign up now before it ends.

Disclaimer:

Important note: The above products are underwritten by Aviva. Ohmyhome is not an insurance agent or intermediary and is not allowed to solicit any insurance business or give advice on or recommend any product nor be involved in any discussions or negotiations between you and Aviva or in the arrangement of any insurance contract between you and Aviva. Please direct all insurance enquiries to Aviva.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the General Insurance Association or SDIC websites (www.gia.org.sg or www.sdic.org.sg). Information is accurate as of April 2020.